Step 1 - Taking the decision: you have to know when it's the right time to buy a property Step 2 - Mortgage approval: you have to put your finances in order and get a pre-approved mortgage; this will put you in the driver's seat and give you the right negotiation power Step 3 - Shopping for a property: establish your priorities, carefully examine the property, put the right questions Step 4 - Make the buying offer: decide on the buying conditions Step 5 - Signing the deal: it's necessary to be prepared and know beforehand the extra money you need to allocate in order to avoid the last minute surprises |